If you’ve been in a car accident, you know that the insurance company can be an aggressive and a real pain. They may try to bully you into accepting a low settlement offer, or they may refuse to pay your claim at all. Don’t let them push you around! If you’re prepared to fight for your rights, here are some tips that will help.
Get A Lawyer
The best way to ensure that you are getting the most out of your accident claim is to have a lawyer by your side. They will be able to help guide you through the process, as well as handle all negotiations with the aggressive insurance company on your behalf. This can save you a lot of time and hassle and will ensure that you are treated fairly.
If you don’t have a lawyer already, there are many resources available to help you find one who is right for you. You can ask friends or family members for recommendations, or contact Silverthorne Attorneys that can help you with your case. The first step in hiring any lawyer is doing some research into what they do, how much experience they have, and how long it will take them to handle your case. You’ll want someone with plenty of time on their hands so you can feel comfortable leaving everything up to him or her without worrying about missing deadlines for documents or court appearances.
Document Everything
If you are involved in an accident, it is important to document everything as soon as possible. This includes taking pictures of the scene, writing down the names and contact information of any witnesses, and recording the date and time of the accident. If you are injured, be sure to keep a journal documenting your pain and treatment. The more evidence you have, the stronger your case will be in court.
In addition to these basic steps, there are many other ways you can document your accident. For example, if you were involved in a car accident and believe the driver of another vehicle was texting while driving at the time of the collision, it may be possible to discover the contents of their text messages through court orders or subpoenas. You could also subpoena cell phone records from both drivers’ phones to determine whether they were using them around that time. Another option is hiring an investigator who specializes in this type of work (known as “forensic analysis”), but keep in mind that most attorneys do not provide such services unless necessary because they require considerable resources and expertise on behalf of counsel (and are therefore expensive).
Don’t Trust The Other Driver’s Insurance Company
If you’ve been injured in a car accident, the other driver’s insurance company will probably contact you soon. They may even offer you a settlement check to compensate for your injuries and property damage. It can be tempting to take this money and move on with your life, but doing so could cost you thousands of dollars down the road when medical bills from the accident start piling up or when it becomes apparent that your injury may prevent you from working for an extended period.
Their goal is to make money by paying as little as possible out in claims while collecting premiums from their customers (the drivers who pay them every month). This means they want any settlement they offer to be fair enough for you to accept, but not fair enough for you to realize that they’re taking advantage of you. It can be very difficult to negotiate a settlement with an insurance company on your own because the adjuster you speak with will have a lot more experience than you do when it comes to matters like this and may even try to intimidate or trick you into accepting an unfair deal.
If possible, work with a lawyer who has dealt with similar cases in the past and knows how much money is appropriate based on the extent of your injury. Your lawyer can also help ensure that all medical bills are paid and assist if any disputes arise between yourself, the other driver’s insurance company, and/or your insurance provider.
Don’t Settle For Less Than You Deserve
You may be feeling pressure to take a quick settlement from the insurance company. But remember, you are in control of this process and you don’t have to settle for less than you deserve. Don’t let the insurance company bully you into accepting a lowball offer – stand up for your rights and fight for the full compensation that you deserve.
To do this, ask to speak with a supervisor or the claims adjuster’s manager. If that doesn’t work, consider hiring an attorney who can deal with the insurance company on your behalf.
It can be difficult to deal with an aggressive insurance company after an accident. However, by knowing your rights and fighting for them, you can get the compensation you deserve. If you are struggling with this process, please don’t hesitate to contact a personal injury lawyer for help.